• Farah Margaretha Fakultas Ekonomi Universitas Trisakti Jalan Kyai Tapa, Grogol, Jakarta 11440
  • Reza Arief Pambudhi Fakultas Ekonomi Universitas Trisakti Jalan Kyai Tapa, Grogol, Jakarta 11440




Financial literacy, personal finance, gender, age, GPA


The purpose of this research was to examine the level of financial literacy and the factors that influence undergraduate students of Faculty of Economics. This stu­dy distributed 625 questionnaires and only 584 usable questionnaires. Data analysis me­thods used by this research were descriptive statistics and ANOVA. The level of fi­nan­cial literacy was 48.91% were in the low category. The test results revealed that there was influence of gender, age, GPA, and parents income. The results showed that stu­dents should improve their understanding of personal finance, especially in the area of investment, in addition to the university to provide education about personal finance to students. Suggestions for further research was examined throughout the Trisakti Uni­ver­sity students, using online methods, increasing the number of questions and adding va­riables such as student income, savings and debt holdings and work experience st­u­dents.


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