PENILAIAN ATAS AGUNAN KREDIT BERSTATUS SURAT HIJAU
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https://doi.org/10.9744/jmk.8.2.pp.%20116-122Keywords:
surat hijau, guarantee, appraisal.Abstract
The government of town Surabaya acquires the land which is rented to society by publishing Ijin Penggunanan Tanah as a Surat Hijau. When the economic growth, the society make Surat Hijau as guarantee at bank to enlarge its business activity. But practically, it does not all receptive bank mentioned as Surat Hijau of guarantee. Unrighteous consideration bank is not own the rights preference for land though building have been published preference by registration fiduciary. Therefore the importance of assessment for the property to credit guarantee base on the Market Value. Where property taken as the guarantee have to own the clear qualification legality, transferability the right or encumbered the rights or any kind, physical status for property identified clearly and the property own the market potency. Abstract in Bahasa Indonesia : Pemerintah Kota Surabaya memiliki aset tanah yang disewakan pada masyarakat dengan menerbitkan Ijin Penggunanan Tanah dikenal sebagai Surat Hijau. Disaat ekonomi mulai bertumbuh, masyarakat berkeinginan untuk menjadikan surat hijau sebagai jaminan pada bank untuk memperbesar kegiatan usahanya. Namun pada kenyataannya tidak semua bank mau menerima surat hijau tersebut sebagai jaminan. Pertimbangan pihak bank adalah tidak memiliki hak preferensi atas tanah meskipun bangunan diatasnya telah terbit preferensi dengan melakukan pendaftaran fiducia. Oleh karena itu perlunya penilaian untuk properti dengan tujuan jaminan kredit berbasis Nilai Pasar. Dimana properti yang dijadikan agunan tersebut harus memiliki kualifikasi legalitas yang jelas, haknya dapat dipindah tangankan atau dibebani hak tanggungan atau sejenisnya, status fisik atas properti teridentifikasi dengan jelas dan properti tersebut memiliki potensi pasar. Kata kunci:. surat hijau, jaminan, penilaian.Downloads
Published
2007-02-06
How to Cite
Anastasia, N. (2007). PENILAIAN ATAS AGUNAN KREDIT BERSTATUS SURAT HIJAU. Jurnal Manajemen Dan Kewirausahaan, 8(2), pp. 116-122. https://doi.org/10.9744/jmk.8.2.pp. 116-122
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